Low cost Massachusetts individual and family health insurance

FCHP Information Center

Open Enrollment is here!

During this Open Enrollment period, you can change your coverage or plan for any reason. Open Enrollment ends on December 15, 2017. 

Do I qualify for a subsidy to help pay for health insurance?

Depending on your income and your household size, you may qualify to get help paying for your health insurance. Yes, I qualify and want to learn more!

# of people in your household Annual household income
1 Between $15,800 and $35,640
2 Between $21,307 and $48,060
3 Between $26,813 and $60,480
4 Between $32,319 and $72,900
5 Between $37,825 and $85,320
6 Between $43,331 and $97,740

What if I don't qualify for a subsidy?

Even if you don't qualify for a subsidy, you can still save with our affordable health insurance plans for individuals and families in Massachusetts.

Health insurance plans designed for you.

Save up to $3,300 compared to other health plans*
$1 copay for Tier 1 medications
$5 copay for office visits with your PCP
$0 copay for lab services like blood tests
Programs and services to help you stay healthy.

Our plan designs offer these great benefits:

Certain prescription drugs to treat
common conditions
(Tier 1)

$1

Includes:

Albuteol inhaler Amlodipine besylate Atenolol
Aripiprazole Atorvastatin Fluoxetine
Furosemide Humalog Humulin
Lantus Lisinopril Metformin
Metoprolol Simvastatin More

See our full list of covered drugs (pdf).

Other prescription drugs

Tier 2: $5
Tier 3: $30
Tier 4: 50% coinsurance*

*With $400 max per 30-day supply per medication or $1,200 max per 90-day supply per medication

See our full list of covered drugs (pdf).

Routine eye exams (one every 12 months)

$0

Routine physical exams

$0

Office visits (primary care provider)

$5

Immunizations, tests, and labs

Covered in full

 

 

Get an instant online quote

It only takes a few minutes to get an online quote on our quoting website. You can also enroll in a plan on the same website after you get your quote. It's quick and easy!

*Approximate annual savings based on family plan vs. comparable family plans.

“It’s just me and my daughter and I make about $45,000 a year. I didn’t think I would qualify for help paying for health insurance, but during the Connector open enrollment, I visited a Fallon Insurance Guide and found out that I do!”

Learn more ►