Low cost Massachusetts individual and family health insurance from a 5-Star HMO plan*

FCHP Information Center

Open Enrollment is here!

During this Open Enrollment period, you can change your coverage or plan for any reason. Open Enrollment ends on January 23, 2020. 

Do I qualify for a subsidy to help pay for health insurance?

Depending on your income and your household type, you may qualify to get help paying for your health insurance. Yes, I qualify and want to learn more!

Household type

ConnectorCare Plan
Type 1
(0-100% FPL)

ConnectorCare Plan Type 2A
(100-150% FPL)

ConnectorCare Plan
Type 2B
(150-200% FPL)

ConnectorCare Plan
Type 3A
(200-250% FPL)

ConnectorCare Plan
Type 3B
(250-300% FPL)

Tax credit only
(300-400% FPL)

Individual

$12,490

$18,735

$24,980

$31,225

$37,470

$49,960

Couple

$16,910

$25,385

$33,820

$42,275

$50,730

$67,640

Family

$21,330

$31,995

$42,660

$53,325

$63,990

$85,320

 
What if I don't qualify for a subsidy?

Even if you don't qualify for a subsidy, you can still save with our affordable health insurance plans for individuals and families in Massachusetts.

Health insurance plans designed for you.

$5 copay for Tier 1 medications
$10 copay for office visits with your PCP
$0 copay for lab services like blood tests
Programs and services to help you stay healthy.

 
Our plan designs offer these great benefits:

Certain prescription drugs to treat
common conditions
(Tier 1)

$5

Includes:

Albuteol inhaler Amlodipine besylate Atenolol
Aripiprazole Atorvastatin Fluoxetine
Furosemide Humalog Humulin
Lantus Lisinopril Metformin
Metoprolol Simvastatin More

See our full list of covered drugs.

Other prescription drugs

Tier 2: $10
Tier 3: $40
Tier 4: $250

See our full list of covered drugs.

Routine eye exams (one every 12 months)

$0

Routine physical exams

$0

Office visits (primary care provider)

$10

Immunizations, tests, and labs

Covered in full

 

 

Get an instant online quote

It only takes a few minutes to get an online quote on our quoting website. You can also enroll in a plan on the same website after you get your quote. It's quick and easy!

You can also visit the Massachusetts Health Connector.

*CMS rates qualified health plans (QHPs) offered through the Exchanges using the Quality Rating System (QRS), which is based on third-party validated clinical measure data and QHP Enrollee Survey response data. CMS calculates ratings annually on a 5-star scale, and ratings may change from one year to the next. For more information, please see CMS’s Health Insurance Marketplace® Quality Initiatives website at: http://www.cms.gov/Medicare/Quality-Initiatives-Patient-Assessment-Instruments/QualityInitiativesGenInfo/Health-Insurance-Marketplace-Quality-Initiatives.html.

“It’s just me and my daughter and I make about $45,000 a year. I didn’t think I would qualify for help paying for health insurance, but during the Connector open enrollment, I called Fallon and found out that I do!”

Learn more ►