FCHP Direct Care

Direct Care network

Our Direct Care network is a high-performing and concentrated HMO network of doctors, providers and community-based hospitals. Because this network offers members more coordinated, cost-efficient care, Direct Care plans are available at a lower premium than Select Care plans.

Direct Care includes:

  • Acton Medical Associates
  • Charles River Medical Associates
  • Fallon Clinic
  • Lahey Clinic
  • Lawrence General Independent Practice
  • Lowell General Physician Hospital Organization
  • Mount Auburn Cambridge IPA
  • Northeast Physician Hospital Organization
  • Signature Healthcare Bridgewater Goddard Park Medical Associates
  • Southboro Medical Group

Learn more about the Direct Care network and service area

Benefits and coverage

Direct Care plans offer the complete health coverage and benefits you expect plus a lot that you don't:

  • $0 copayments for routine physicals and well-child visits
  • Prescriptions at more than 1,000 retail pharmacies in Massachusetts
  • Office visits with your primary care physician and specialists
  • Dental and vision exams and services
  • Emergency room services
  • Hospital care
  • Mental health and substance abuse counseling
  • Chiropractic care

Healthy extras you won't find anywhere else

  • It Fits!
    Up to $400 fitness reimbursement for gym memberships, yoga classes, Weight Watchers® memberships, and even town and school sports fees
  • Oh Baby!
    A health and wellness program for birth and baby that offers free prenatal vitamins, a free car seat or breast pump, and other “little extras” for expectant parents
  • Naturally Well
    Discounts on acupuncture, chiropractic care and massage therapy
  • Peace of Mind Program™
    Our Peace of Mind Program™ allows you to get a second opinion and, in some cases, receive your care from a specialist at certain renowned medical centers.
  • Member discounts
    Exclusive discounts on products and services (like fitness centers and eyeglasses) that help keep you healthy.
  • 24-hour nurse call line