Massachusetts small business health insurance
Massachusetts small businesses know that health insurance is a valued part of a benefit package. With FCHP, you'll get flexible and innovative product designs, a strong network of leading doctors and hospitals, and easy plan administration.
Why should you choose FCHP health insurance for your Massachusetts small business?
The richest benefits for your small business premium dollar
- $0 copayments for routine physicals and well-child visits
- $400 fitness reimbursement ($200 for an individual contract) to use toward a variety of healthy activities
- Office visits, specialist visits, hospital care, tests and labs, emergency room services, and prescriptions at more than 1,000 retail pharmacies in Massachusetts
- Dental exams
- Eye exams
- A nurse call line with free access to health professionals by phone and by Internet—24 hours a day, 7 days a week
- Chiropractic care
- Mental health and substance abuse counseling
- Healthy extras that will help your employees stay fit and stay well!
Here's a comparision of some of our popular plans:
| Plan |
Monthly premium range* |
Routine physical exams |
Primary care visits |
Specialist visits |
Prescriptions |
Emergency room |
Inpatient hospital |
Deductible |
|
Premium Saver 2000/500 I |
$ - $$$ |
$0 |
$25 |
$40 |
$15 tier 1
$50 tier 2
$100 tier 3 |
$200 |
$500 after deductible |
$2000 individual/
$4000 family |
|
Premium Saver 1000 |
$$ - $$$$ |
$0 |
$20 |
$20 |
$15 tier 1
$35 tier 2
$60 tier 3 |
$150 |
Covered in full after deductible |
$1000 individual/
$2000 family |
|
Premium Saver Basic II |
$$ - $$$$ |
$0 |
$25 |
$40 |
$15 tier 1
$50 tier 2
$100 tier 3 |
$100 |
$1000 |
Not applicable |
|
Premium Saver 500 |
$$ - $$$$ |
$0 |
$20 |
$20 |
$15 tier 1
$35 tier 2
$60 tier 3 |
$100 |
Covered in full after deductible |
$500 individual/
$1000 family |
|
Premium Saver I |
$$$ - $$$$$ |
$0 |
$15 |
$15 |
$10 tier 1
$25 tier 2
$50 tier 3 |
$50 |
$250 |
None | |
* Premiums will vary based on which doctor network you choose.
Flexible network options
- Select Care network - an extensive network of doctors and community-based hospitals throughout Massachusetts.
- Direct Care network - a subset of the Select Care network, this network offers more coordinated, cost-efficient care, and delivers up to a 13% premium savings.
- PPO network - nationwide network of providers and health care facilities.
Learn more about our small business health insurance
To learn more:
- Fill out the form on this page to have someone at FCHP get in touch with you.
- Call your broker or call us at 1-800-333-2535. We're ready to answer any questions you might have!
Why choose Fallon Community Health Plan?