Health insurance plans and products - Summaries of benefits (effective date 7/1/2009 and later)

• Our Select Care network gives members access to an extensive network of doctors and community-based hospitals throughout Massachusetts.
• Our Direct Care network is a high-performing and concentrated network of doctors and community-based hospitals. Because this network offers members more coordinated, cost-efficient care, it’s available at a lower premium than plans using the Select Care network.
• Our Preferred Care network (our PPO network) includes regional and national health care providers.